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Mountain View Loan Products - Fixed Rate Mortgage

The most common type of mortgage program where your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable. Fixed-rate mortgages are available for 30 years, 20 years, 15 years and even 10 years. There are also "bi-weekly" mortgages, which shorten the loan by calling for half the monthly payment every two weeks. (Since there are 52 weeks in a year, you make 26 payments, or 13 "months" worth, every year.)

Fixed rate fully amortizing loans have two distinct features. First, the interest rate remains fixed for the life of the loan. Secondly, the payments remain level for the life of the loan and are structured to repay the loan at the end of the loan term. The most common fixed rate loans are 15 year and 30 year mortgages.

During the early amortization period, a large percentage of the monthly payment is used for paying the interest . As the loan is paid down, more of the monthly payment is applied to principal . A typical 30 year fixed rate mortgage takes 22.5 years of level payments to pay half of the original loan amount.

Fixed Rate Mortgage Stated ARM Programs
Adjustable Rate Mortgage Balloon Mortgage
Introductory Rate ARM


- Refinance Now to Lower your Mortgage Interest Rate and Save you Money!

Additional Mountain View Refinance Information


santa clara county

campbell cupertino gilroy los altos los altos hills
milpitas morgan hill palo alto san martin mountain view
santa clara saratoga stanford sunnyvale los gatos mtns
los gatos san jose monte sereno blossom valley west san jose
cambrian evergreen east valley almaden valley central san jose
santa teresa willow glen north valley south san jose

san mateo county

atherton belmont brisbane burlingame daly city
colma hillsborough foster city el granada east palo alto
la honda loma mar menlo park millbrae half moon bay
montara moss beach pacifica pescadoro portola valley
san bruno san carlos san gregorio san mateo redwood shores
woodside redwood city south san francisco

santa cruz county

capitola scotts valley soquel watsonville bonny doon
davenport north coast freedom corralitos la selva beach
aptos rio del mar seacliff ben lomond san lorenzo valley
brookdale boulder creek felton live oak lompico-zayante
santa cruz

monterey county

carmel carmel valley del ray oaks fort ord marina
monterey pacific grove pebble beach salinas seaside
aromas castroville carmel highlands prunedale big sur
spreckles toro park corral de tierra chualar gonzales
greenfield king city soledad

san benito county

hollister tres pinos dunneville paicines new idria
san juan bautista

san francisco county

north beach nob hill excelsior bayview inner mission
lakeshore noe valley pacific heights richmond presidio
parkside sunset diamond heights

alameda county

alameda albany berkeley dublin castro valley
emeryville fremont hayward livermore newark
oakland piedmont pleasanton san leandro san lorenzo
sunol union city

contra costa county

alamo antioch bay point bethel island byron
knightsen blackhawk brentwood clayton concord
clyde crockett port costa danville diablo
discovery bay el cerrito el sobrante hercules lafayette
martinez pacheco moraga oakley orinda
pinole pittsburg richmond pleasant hill rodeo
rossmoor san pablo san ramon walnut creek
 
 
California Mortgage | Mountain View 650.377.0222 | License # 01344525
777 Mariners Island Blvd. Suite 125, San Mateo, CA 94404
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Additional Mountain View Information:
Located in Santa Clara County and on the sparkling shore of San Francisco Bay, Mountain View celebrates its history and contemplates the future. The locust of activity is centralized in the vibrant and pedestrian-centered downtown precinct, which offers cuisine from scores of countries, shopping from all types of retailers and entertainment like the Art and Wine Festival and the Christmas Tree Lighting Festival. The famous Shoreline Amphitheater boasts the biggest concerts from around the globe. The local terrain is conducive to all kinds of sports and recreational activities including sailing, windsurfing, golf, swimming, tennis, volleyball and even a skate park for the youngsters. Indoor and cultural activities include several art galleries and museums, including the Museum of Computer History, a relevant museum considering its location in Silicon Valley. Transportation is made easy with the network of freeways and public transportation provided by the local governments. For those who prefer to pedal, the city streets have bike lanes and some bike-only paths. The unique neighborhoods are safe and provide a great place for families or newlyweds to live.